One platform. Every transaction signal.
Three composable modules built on a single real-time data layer. Use them independently, or together, to deliver banking experiences your customers can feel.
Localized enrichment, global coverage.
Lune transforms raw transaction strings into structured, contextual records in real time. Standardized brand logos, localized merchant names, precise categorization, geolocation, and carbon impact, delivered through a single API.
- 20+ consumer categories, 121+ subcategories
- Brand logos and merchant names in multiple languages, updated daily
- Carbon footprint estimated per transaction
- Recurring payments and subscriptions automatically identified
// raw descriptor from card network
"STBKS *DEIRA SHJ #00214 21.00 AED"
Powerful insights, personalized engagement.
Turn every customer interaction into a moment of value. Engage drops embedded financial tools and AI-driven recommendations straight into your app, so your customers come back for the experience while you drive deposits, loyalty, and revenue.
Budgets & goals
Smart budgets and goal tracking with proactive nudges, embedded in your app.
Spending insights
Weekly summaries, anomaly alerts, and category breakdowns your users actually read.
Carbon footprint
Per-transaction CO₂ estimates so your customers see the impact of every spend.
Smarter recommendations, stronger conversions.
Influence customer behavior with AI-powered, data-backed nudges. Target analyzes real spending patterns and recommends the right product at the right moment, so the offer that lands is the one your customer was already on their way to.
- Data-backed: every nudge grounded in customer-level transaction analysis
- Rule-based: precise conditions across categories, transaction types, and segments
- Intuitive: campaigns designed through an analytics dashboard, no engineering required
- Personalized: recommendations timed to real-time spending behavior
